Low Cost, Transparent Pricing

Revolutionize

Your Payment

Processing Experience

Elevate your payment processing with Lumino. Clear, transparent pricing, built to scale.

Load Balancing

Advanced Reporting

Payment Links

Recurring Subscriptions

Customer Data Vault

Seemless Integrations

Do you know how much money you're wasting on junk fees?

Find out how much you could save. Zero obligations to sign up.

Do you know how much money you're wasting on junk fees?

Find out how much you could save. Zero obligations to sign up.

Get a Cost Savings Analysis

Essentials Plan

Built for companies under $50k in monthly recurring revenue.

Analyze sales data and customer trends, handle chargebacks and fraud protection.

Built for companies under $50k in monthly recurring revenue.

Analyze sales data and customer trends, handle chargebacks and fraud protection.

$38

/month

Interchange+ Fee Structure

Pricing varies based on risk level and processing history*

Interchange+ Fee Structure

Pricing varies based on risk level and processing history*

Merchant Account Dashboard

View key data at a glance

Up to 15 team members

Monitor your teams processing activity

Industry Leading Support

Customer support exactly when you need it

Analytics

Access to robust analytics & Bizlitics reporting

Fraud Protection

Top tier fraud protection and flagging

Apply Now - $38/month

Pro Plan

Best Selling

Industry-leading NMI gateway integration capabilities. Seemless integration across all your apps. Plus our essentials plan features.

$58

/month

Interchange+ Fee Structure

Pricing varies based on risk level and processing history*

Interchange+ Fee Structure

Pricing varies based on risk level and processing history*

Merchant Dashboard

View & store key data at a glance

Unlimited team members

Monitor your teams processing activity

Cash Discount & Dual Pricing

Fee surcharging eliminates your fees by 100%

Load Balancing

Connect multiple MIDs to your gateway

Invoicing & Subscriptions

Send invoices and payment links

Apply Now - $58/month

Enterprise Plan

Solutions built for businesses with $5M+ in yearly revenue.

Focused on saving your organization money.

Elite Level Service & Support

Customer support exactly when you need it

Dedicated dev ops

A knowledgable dev team at your service

Level II & III Pricing

Enterprise level savings on interchange costs

Full service builds

Custom front end & backend solutions

White Glove service

Hands on implementation and support

Book A Call

Get Started

How it works

Exceptional

User Satisfaction

satisfaction

User Satisfaction

Listen to what our customers have to say about us.

We ran an audit and Stripe was charging us almost 3.9% when taking cards over the phone and issuing an invoice. We had no idea… Glad we switched over to Lumino. The team has been great!
David Kang
Prosperity Trades
You should always have a secon payment processor because you never know if you’ll get shutdown or your account restricted.
Clarissa Fioravanti
Co-Founder ATMA
Love the dashboard and simple UI. Got approved super quickly and the onboarding process was seamless.
Jack Woodburn
CEO Rocket Dropship

Felt like we were getting robbed by CardConnect. Our fees were through the roof. Lumino’s pricing makes more sense for our business and it was very easy to switch over.
Eugenio Blasio
CEO Houston Pro Maids
I just got Lumino and was approved in less than 1 week! The team showed me how to hook it up with GHL and now I’m ready to take payments. Let’s Gooooooooo!
Louis Solomon
CEO Limitless Lyfestyles

FAQs

Frequently

Asked

Questions

Discover Lumino: Your Trusted Partner in Payment Processing.

What sets Lumino apart from other payment processors?

Can I trust Lumino to protect my funds and sensitive data?

How quickly can I get started with Lumino?

What if I encounter issues or need assistance?

How does Lumino handle unexpected disruptions or account issues?

FAQs

Frequently

Asked

Questions

Discover Lumino: Your Trusted Partner in Payment Processing.

What sets Lumino apart from other payment processors?

Can I trust Lumino to protect my funds and sensitive data?

How quickly can I get started with Lumino?

What if I encounter issues or need assistance?

How does Lumino handle unexpected disruptions or account issues?

FAQs

Frequently

Asked

Questions

Discover Lumino: Your Trusted Partner in Payment Processing.

What sets Lumino apart from other payment processors?

Can I trust Lumino to protect my funds and sensitive data?

How quickly can I get started with Lumino?

What if I encounter issues or need assistance?

How does Lumino handle unexpected disruptions or account issues?