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Low Cost, Transparent Pricing

Revolutionize

Your Payment

Processing Experience

Save on fees and get paid to process!

Load Balancing

Advanced Reporting

Payment Links

Recurring Subscriptions

Earn Rewards Points

Seemless Integrations

Zero Fees + Rewards!

Eliminate fees and keep 100% of your revenue with dual pricing. Automate invoicing, subscriptions, and payments seamlessly.

$100

/month

Interchange+ Fee Structure

Eliminated with Dual Pricing

ACH & Card Payments

Offer flexible payment options while eliminating fees.

Dynamic Invoicing Suite

Automate invoices, subscriptions, and recurring payments.

Cash Discount & Dual Pricing

Legally pass processing fees to customers with ease.

Premium Customer Support

Get priority assistance whenever you need it.

Rewards Program

Earn points toward gift cards, travel, luxury goods, and electronics.

Book a Call

Pro Plan

Best Selling

Industry-leading high-risk approvals with seamless integrations, tailored for secure payment processing in medium to high-risk businesses.

$58

/month

Interchange+ Fee Structure

Pricing varies based on risk level and processing history*

High-Risk Approvals

Get approved even if Stripe, PayPal, or Square won’t work for your business.

Seamless API & Integrations

Connect to your favorite platforms effortlessly.

Load Balancing & Multi-MID

Distribute transactions across multiple accounts for stability.

Premium Customer Support

Dedicated expert assistance whenever you need it.

Rewards Program

Earn points toward gift cards, travel, luxury goods, and electronics.

Book a Call

Enterprise Plan

Solutions built for businesses with $5M+ in yearly revenue.

Elite Level Service & Support

Customer support exactly when you need it

Dedicated dev ops

A knowledgable dev team at your service

Level II & III Pricing

Enterprise level savings on interchange costs

Full service builds

Custom front end & backend solutions

White Glove service

Hands on implementation and support

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How it works

Exceptional

satisfaction

Listen to what our customers have to say about us.

  • We ran an audit and Stripe was charging us almost 3.9% when taking cards over the phone and issuing an invoice. We had no idea… Glad we switched over to Lumino. The team has been great!

    David Kang

    Prosperity Trades

  • You should always have a secon payment processor because you never know if you’ll get shutdown or your account restricted.

    Clarissa Fioravanti

    Co-Founder ATMA

  • Love the dashboard and simple UI. Got approved super quickly and the onboarding process was seamless.

    Jack Woodburn

    CEO Rocket Dropship

  • Felt like we were getting robbed by CardConnect. Our fees were through the roof. Lumino’s pricing makes more sense for our business and it was very easy to switch over.

    Eugenio Blasio

    CEO Houston Pro Maids

  • I just got Lumino and was approved in less than 1 week! The team showed me how to hook it up with GHL and now I’m ready to take payments. Let’s Gooooooooo!

    Louis Solomon

    CEO Limitless Lyfestyles

FAQs

Frequently

Asked

Questions

Discover Lumino: Your Trusted Partner in Payment Processing.

What sets Lumino apart from other payment processors?

Can I trust Lumino to protect my funds and sensitive data?

How quickly can I get started with Lumino?

What if I encounter issues or need assistance?

How does Lumino handle unexpected disruptions or account issues?